Cosmetology at Bellus Academy-Chula Vista
Undergraduate Certificate or Diploma
Analysis
At $21,063 four years out, Bellus Academy graduates earn slightly above California's median for cosmetology programs—placing them in the 60th percentile statewide. That's meaningful context: while this falls below the national benchmark, it actually reflects California's compressed cosmetology wage structure rather than program weakness. The 41% earnings growth from year one to year four suggests graduates build their client base steadily, a typical pattern in an industry where success depends on developing a following.
The debt picture looks manageable at $16,498, despite sitting above both state and national medians. With a debt-to-earnings ratio of 1.10 against fourth-year income, graduates should be able to handle payments even on salon wages. The relatively high Pell grant percentage (61%) indicates the program serves students with limited financial resources, making that debt load more significant—but the stronger-than-average California earnings help offset this concern.
For parents, this comes down to realistic expectations. Your child won't match the top San Jose programs' $24,000+ earnings, but Bellus graduates do outperform most California cosmetology schools. In an industry where location, personality, and hustle matter as much as training, this program provides solid preparation at a debt level that won't follow your child around for decades. Just ensure they understand the first-year earnings will be tight while they establish themselves.
Where Bellus Academy-Chula Vista Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Bellus Academy-Chula Vista graduates compare to all programs nationally
Bellus Academy-Chula Vista graduates earn $15k, placing them in the 26th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Cosmetology certificate's programs at peer institutions in California (130 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Bellus Academy-Chula Vista | $14,996 | $21,063 | $16,498 | 1.10 |
| The Salon Professional Academy-San Jose | $24,660 | $24,953 | $10,376 | 0.42 |
| San Jose City College | $23,253 | — | — | — |
| MTI College | $21,371 | $22,802 | $10,550 | 0.49 |
| Institute of Technology | $21,184 | — | $13,341 | 0.63 |
| Shasta School of Cosmetology | $20,144 | — | — | — |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The Salon Professional Academy-San Jose San Jose | — | $24,660 | $10,376 |
| San Jose City College San Jose | $1,366 | $23,253 | — |
| MTI College Sacramento | — | $21,371 | $10,550 |
| Institute of Technology Clovis | — | $21,184 | $13,341 |
| Shasta School of Cosmetology Redding | — | $20,144 | — |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bellus Academy-Chula Vista, approximately 61% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 105 graduates with reported earnings and 137 graduates with debt data. Small samples may not be representative.