Median Earnings (1yr)
$28,702
28th percentile (25th in TN)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.94
Manageable
Sample Size
29
Limited data

Analysis

Belmont's Design and Applied Arts program trails behind most Tennessee alternatives, ranking in the 25th percentile statewide despite being one of the state's more selective universities. At just under $29,000 in first-year earnings, graduates here earn about $6,000 less than the state median for this field—and roughly $7,000 less than what UT-Chattanooga or MTSU graduates make. That gap matters when you're carrying $27,000 in debt, which takes nearly a full year's salary to match.

The 46% earnings jump to nearly $42,000 by year four offers some optimism, but even that growth only brings graduates to par with what peers at other Tennessee schools earn right out of the gate. For a family paying private university prices (Belmont's 96% admission rate notwithstanding), the return on investment looks modest compared to public alternatives that cost less and deliver stronger immediate outcomes. The small sample size here—fewer than 30 graduates tracked—means individual circumstances heavily influence these numbers, but the pattern is concerning enough to warrant serious consideration.

If your child is set on Belmont for campus culture or other programs, understand that the design path may require financial patience. Otherwise, UT-Chattanooga and MTSU offer stronger earning potential with lower price tags, making them worth a hard look for Tennessee families.

Where Belmont University Stands

Earnings vs. debt across all design and applied arts bachelors's programs nationally

Belmont UniversityOther design and applied arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Belmont University graduates compare to all programs nationally

Belmont University graduates earn $29k, placing them in the 28th percentile of all design and applied arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Design and Applied Arts bachelors's programs at peer institutions in Tennessee (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Belmont University$28,702$41,993$27,0000.94
The University of Tennessee-Chattanooga$41,968—$25,0000.60
Middle Tennessee State University$38,807———
The University of Tennessee-Knoxville$36,061$43,320——
East Tennessee State University$34,177—$19,2500.56
Nossi College of Art and Design$24,497—$46,5001.90
National Median$33,563—$26,8800.80

Other Design and Applied Arts Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Chattanooga
Chattanooga
$10,144$41,968$25,000
Middle Tennessee State University
Murfreesboro
$9,506$38,807—
The University of Tennessee-Knoxville
Knoxville
$13,484$36,061—
East Tennessee State University
Johnson City
$9,950$34,177$19,250
Nossi College of Art and Design
Nashville
$20,350$24,497$46,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Belmont University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.