Analysis
Starting at $21,607—nearly $5,000 below South Carolina's already-modest median for this field—Benedict's Human Development program faces an uphill battle justifying its $32,000 debt load. That 1.48 debt-to-earnings ratio means graduates are borrowing nearly 18 months of their first year's salary, creating immediate financial strain in a field where earnings growth typically happens slowly. While the program ranks in the 25th percentile statewide (meaning 75% of SC programs deliver better outcomes), the gap between Benedict and even the state median is significant enough to matter.
The small sample size here is crucial—with fewer than 30 graduates in the data, these figures might not represent a typical experience. That said, the pattern is concerning enough that it warrants serious consideration: Southern Wesleyan graduates in the same field earn 45% more in their first year with similar debt. For a program serving predominantly Pell-eligible students (63% of Benedict's population), that income difference translates to real hardship managing loan payments on an already tight budget.
If your child is committed to human development work, exploring programs with stronger earnings outcomes—or considering whether graduate education will be necessary anyway—makes sense. At these earnings levels, every dollar of undergraduate debt matters considerably more than it would in higher-paying fields.
Where Benedict College Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Earnings Distribution
How Benedict College graduates compare to all programs nationally
Compare to Similar Programs in South Carolina
Human Development, Family Studies, bachelors's programs at peer institutions in South Carolina (14 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $18,000 | $21,607 | — | $32,000 | 1.48 | |
| $27,870 | $31,326 | — | $39,792 | 1.27 | |
| National Median | — | $33,543 | — | $25,000 | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Benedict College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 23 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.