Analysis
A debt load of $27,000 against first-year earnings around $36,000 might sound reasonable on paper, but here's the catch: both figures come from national peer programs rather than Benedict's actual graduates, and this field often requires additional credentials to advance. Based on comparable rehabilitation programs nationwide, that 0.75 debt-to-earnings ratio sits in manageable territory—many health-related fields start worse—but the $36,000 starting point is modest for a four-year degree. The earning potential in therapeutic professions typically depends heavily on licensure and specialization after the bachelor's, which could mean more schooling before your income really moves.
Benedict serves a predominantly Pell-eligible population (63% of students), and for families counting every dollar, understanding that trajectory matters. Similar programs nationally cluster tightly around these earnings figures, suggesting the field itself has a relatively narrow starting salary band rather than wide variation by school prestige. If your child plans to pursue physical therapy, occupational therapy, or similar paths requiring graduate degrees, this bachelor's functions more as a stepping stone than a terminal credential. The debt estimate here assumes typical borrowing patterns at Benedict across programs, not rehabilitation-specific outcomes.
The practical question: can your family absorb $27,000 in loans for a degree that likely leads to graduate school before career launch? If the answer requires federal PLUS loans or private borrowing on top of what's estimated here, the math gets considerably harder. This program makes most sense if it's affordable within federal student loan limits and your child has a clear graduate school plan.
Where Benedict College Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs Nationally
Rehabilitation and Therapeutic Professions bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,000 | $35,966* | — | $27,000* | — | |
| $12,240 | $59,937* | — | $18,500* | 0.31 | |
| $7,358 | $57,806* | $79,325 | —* | — | |
| $33,560 | $50,473* | $64,089 | $26,250* | 0.52 | |
| $8,353 | $47,541* | — | $25,326* | 0.53 | |
| $9,315 | $43,684* | — | —* | — | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Benedict College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 57 similar programs. Actual outcomes may vary.