Analysis
The numbers here raise immediate red flags, though the small sample size means a few graduates could be skewing the picture dramatically. Benedict's social work graduates carry $39,200 in debt—nearly 50% more than South Carolina's median for this field and almost double the national average—while earning $30,295, about $2,000 below the state median. That debt-to-earnings ratio of 1.29 means graduates are starting with debt exceeding their annual salary, a financially precarious position in a field known for modest pay.
What's particularly concerning: Benedict ranks in just the 5th percentile nationally for debt burden, meaning 95% of social work programs nationwide saddle students with less debt. The earnings disadvantage is less severe within South Carolina (40th percentile), suggesting the program isn't dramatically underperforming local peers, but graduates are still trailing Winthrop and Limestone by $3,000-$5,000 annually. Given that Benedict serves predominantly low-income students (63% receive Pell grants), this debt burden could prove especially difficult to manage on entry-level social work salaries.
With fewer than 30 graduates in this data, these figures might not represent typical outcomes. However, if you're considering this program, understand that the debt load appears substantial for any social work salary, and you'll want concrete evidence—placement rates, starting salaries for recent grads—that outcomes have improved or that financial aid packages significantly reduce borrowing below these levels.
Where Benedict College Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How Benedict College graduates compare to all programs nationally
Compare to Similar Programs in South Carolina
Social Work bachelors's programs at peer institutions in South Carolina (7 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $18,000 | $30,295 | — | $39,200 | 1.29 | |
| $15,956 | $35,070 | $39,179 | $27,000 | 0.77 | |
| $27,500 | $33,741 | $36,357 | $41,098 | 1.22 | |
| $12,688 | $28,032 | $40,123 | $24,000 | 0.86 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Benedict College, approximately 63% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 16 graduates with reported earnings and 30 graduates with debt data. Small samples may not be representative.