Business Administration, Management and Operations at Benjamin Franklin Cummings Institute of Technology

A business associate's degree in Boston should open doors to corporate opportunities, but estimated debt of $24,000—more than double the state median—complicates the equation. Similar business programs across Massachusetts carry roughly $10,000 in debt, suggesting that whatever premium Benjamin Franklin Cummings Institute charges may be difficult to justify on pure earnings potential alone.

The estimated first-year salary of $37,000 aligns with the state median for this credential, which provides some comfort. However, several Massachusetts community colleges with reported outcomes show their business graduates earning $41,000 to $46,000—substantially more than what peer programs suggest for this school. With 40% of students receiving Pell grants, the higher debt load hits hardest for those least able to absorb it.

The debt-to-earnings ratio of 0.65 remains manageable compared to four-year programs, but it represents a weaker starting position than most Massachusetts alternatives offer. Before committing here, compare actual net costs after financial aid against nearby community colleges. If this school's cost approaches or exceeds those options without clear advantages in job placement or curriculum, your money likely works harder elsewhere in the state's business program landscape.