Analysis
Bethany College's finance program carries estimated debt of $25,812—right in line with the national median—but the real question is about earnings potential in West Virginia's constrained financial sector. Similar programs nationally suggest first-year earnings around $53,590, which would make this debt manageable with a ratio of 0.48. However, West Virginia's finance market tells a different story: the state median sits at just $42,346, and even WVU's actual reported outcomes are $48,645, well below national figures.
The challenge for Bethany graduates is that small-school finance programs in West Virginia face limited local opportunity. Marshall University's reported earnings of $36,046 show how tough the regional market can be. If your child plans to stay in West Virginia, they'd need this program to significantly outperform local benchmarks to justify the investment—and with no actual graduate data available, there's no way to verify whether Bethany delivers on that front.
The math works if graduates land jobs in larger financial markets outside West Virginia where finance salaries run higher. But if the plan is to build a career locally, comparable programs suggest a debt load that could feel heavy against regional earning potential. Before committing, you need a frank conversation about geographic flexibility after graduation—this program's value depends almost entirely on where your child ends up working.
Where Bethany College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Compare to Similar Programs in West Virginia
Finance and Financial Management Services bachelors's programs at peer institutions in West Virginia (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,816 | $53,590* | — | $25,812* | — | |
| $9,648 | $48,645* | $71,597 | $25,000* | 0.51 | |
| $8,942 | $36,046* | $50,289 | $26,696* | 0.74 | |
| National Median | — | $53,590* | — | $23,332* | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.