Analysis
With estimated first-year earnings of $48,000 against $27,000 in debt, Bethany's business program appears to track closely with what similar Kansas programs produce—though the lack of actual reported data here means you're essentially betting on the state's broader pattern holding true for this specific school. The debt-to-earnings ratio of 0.56 suggests manageable repayment under standard federal loan terms, and both figures align almost exactly with state and national medians for business bachelor's degrees.
The real question is opportunity cost within Kansas itself. The state's larger universities—Kansas State and KU—report actual outcomes in the $49,000-$54,000 range, while the one smaller private school with published data (Bethel) shows considerably lower earnings at $35,000. Bethany's 43% Pell rate indicates a student body with significant financial need, and at a small private college where outcomes data is suppressed, you're making assumptions without much program-specific evidence to validate them.
If your child is committed to staying in Kansas and values Bethany's small-college environment, the estimated numbers suggest the financial fundamentals could work out reasonably well—assuming this program performs like the state average. But you'd be choosing a school without knowing whether its outcomes actually match those benchmarks, when larger state universities nearby have track records you can verify.
Where Bethany College Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Kansas
Business/Commerce bachelors's programs at peer institutions in Kansas (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,946 | $48,039* | — | $27,000* | — | |
| $10,942 | $54,223* | — | $29,705* | 0.55 | |
| $11,700 | $49,339* | $60,067 | $24,480* | 0.50 | |
| $8,008 | $46,738* | $50,671 | $23,015* | 0.49 | |
| $34,002 | $34,879* | — | $27,000* | 0.77 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in KS. Actual outcomes may vary.