Analysis
A debt load of $27,000 for a teaching degree sounds manageable at first glance, but the challenge becomes clear when you consider that comparable education programs nationally produce first-year earnings around $38,660. That debt-to-earnings ratio of 0.70 means your child would owe roughly 70% of their first year's salary—a tighter squeeze than many professional fields, though not unusual for teaching positions that often start modestly regardless of where you earn your degree.
The good news is that education credentials tend to follow predictable salary schedules, with steady increases tied to years of service and additional coursework. The concern is the starting point: that estimated $38,660 sits at the national median for bachelor's-level education programs, suggesting neither an advantage nor disadvantage compared to teacher preparation elsewhere. Kansas has seven programs offering this degree, but without reported outcomes from peer institutions in-state, it's difficult to gauge whether Bethany's approach offers any regional edge in job placement or district connections.
For a family weighing this investment, the question becomes whether the value Bethany provides—smaller class sizes, specific pedagogical approaches, or alumni networks in Kansas school districts—justifies a cost that appears to track with national norms. Teaching can be financially viable with this debt load, but it requires careful budget planning in those crucial early years.
Where Bethany College Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,946 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethany College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.