Analysis
A debt-to-earnings ratio of 0.45 suggests manageable borrowing, but the full picture here depends heavily on where this math degree actually leads. With both earnings and debt figures drawn from national peer institutions rather than Bethel's own graduates, you're essentially betting that this small Kansas college will deliver outcomes similar to the typical math bachelor's program nationwide—estimated at $48,772 in first-year earnings against roughly $21,750 in debt.
The comparison to Kansas's larger universities is instructive. University of Kansas math graduates earn nearly $49,000, closely matching the national benchmark, while Kansas State graduates start lower at $43,000. Where Bethel falls in this range matters enormously: if graduates trend toward the lower end seen at some Kansas schools, that debt load becomes harder to justify. Math degrees vary widely in marketability depending on the rigor of the program, whether students pursue secondary education or technical fields, and how well the school connects graduates to employers.
Given Bethel's 96% admission rate and limited graduate sample (hence the suppressed data), you're working with considerable uncertainty about outcomes. The ratio looks reasonable on paper, but without knowing whether Bethel's math graduates actually secure quantitative jobs or teaching positions that pay competitively, you're taking on real risk. If your child is seriously considering this program, direct conversations with recent alumni about their job placements would be essential before committing.
Where Bethel College-North Newton Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Kansas
Mathematics bachelors's programs at peer institutions in Kansas (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,002 | $48,772* | — | $21,750* | — | |
| $11,700 | $48,726* | — | $27,000* | 0.55 | |
| $10,942 | $43,067* | — | $21,250* | 0.49 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel College-North Newton, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.