Analysis
Kansas social work programs cluster tightly around $38,000-$42,000 in first-year earnings, and Bethel's estimated figures—$39,160 in earnings against $27,000 in debt—land squarely in the middle of this pack. Similar bachelor's programs in the state suggest a debt load just slightly above Kansas State's reported outcomes and roughly aligned with national norms for social work degrees.
The debt-to-earnings ratio of 0.69 represents about eight months of gross income, which is manageable for a helping profession that typically offers steady employment rather than high salaries. Social work graduates generally see predictable income growth as they accumulate licensure hours and clinical experience, though first-year earnings rarely break $45,000 anywhere. The estimated $27,000 debt is lower than what many students borrow for bachelor's degrees in Kansas, particularly at private institutions.
What matters most here is whether your child is committed to social work specifically. If they're exploring options or might pivot to related fields, larger state universities like Kansas State or KU offer more flexibility and similar outcomes at potentially lower cost. If they value Bethel's faith-based mission and smaller campus environment—and social work is the clear path—the estimated financials suggest a reasonable investment for a field that prioritizes service over salary.
Where Bethel College-North Newton Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Kansas
Social Work bachelors's programs at peer institutions in Kansas (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,002 | $39,160* | — | $27,000* | — | |
| $5,633 | $42,413* | $43,125 | $27,000* | 0.64 | |
| $10,942 | $41,833* | $45,037 | $24,603* | 0.59 | |
| $11,700 | $40,032* | $44,136 | $24,000* | 0.60 | |
| $8,008 | $38,288* | $40,794 | $27,000* | 0.71 | |
| $9,322 | $38,256* | $39,305 | $31,000* | 0.81 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel College-North Newton, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in KS. Actual outcomes may vary.