Analysis
A debt load of $22,000 for a Design and Applied Arts degree sounds manageable until you consider the limited room for error. Similar programs in Indiana typically produce first-year earnings around $35,400—just slightly above the national median for this field—which translates to a monthly take-home pay barely sufficient to cover basic expenses plus loan payments. That 0.62 debt-to-earnings ratio sits in reasonable territory, but it assumes steady employment in a field where freelance work and contract positions are common, making that predictable monthly income harder to count on.
What's concerning is how compressed the ceiling appears to be. Even top programs in Indiana like Notre Dame and Purdue push graduates only to the mid-$40,000s in their first year. The difference between Bethel's estimated outcome and these more selective schools is roughly $10,000 annually—meaningful, but not transformative. For context, 35% of Bethel students receive Pell grants, suggesting many families here are counting on this degree to create economic mobility that the earnings data doesn't strongly support.
The estimation here matters more than usual: with such a small sample that outcomes can't be reported, parents should verify whether Bethel's program has the faculty resources, equipment, and industry connections to match the state median. Ask directly about graduate placement rates and whether the program has specific strengths—graphic design, UX work, animation—that command higher starting salaries than general applied arts roles.
Where Bethel University Stands
Earnings vs. debt across all design and applied arts bachelors's programs nationally
Compare to Similar Programs in Indiana
Design and Applied Arts bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,320 | $35,439* | — | $22,000* | — | |
| $62,693 | $46,825* | $65,839 | $20,250* | 0.43 | |
| $9,992 | $44,602* | $49,180 | $20,250* | 0.45 | |
| $10,758 | $36,864* | — | $22,000* | 0.60 | |
| $35,420 | $35,439* | $39,179 | $27,000* | 0.76 | |
| $39,104 | $31,921* | — | $22,000* | 0.69 | |
| National Median | — | $33,563* | — | $26,880* | 0.80 |
Career Paths
Occupations commonly associated with design and applied arts graduates
Art Directors
Special Effects Artists and Animators
Web and Digital Interface Designers
Video Game Designers
Architecture Teachers, Postsecondary
Art, Drama, and Music Teachers, Postsecondary
Fashion Designers
Commercial and Industrial Designers
Set and Exhibit Designers
Interior Designers
Graphic Designers
Artists and Related Workers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bethel University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in IN. Actual outcomes may vary.