Median Earnings (1yr)
$47,971
58th percentile (60th in NY)
Median Debt
$19,983
23% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
56
Adequate data

Analysis

Binghamton's business program demonstrates what a public university education should deliver: solid outcomes without crushing debt. Graduates start at $48K and jump to $75K within four years—a 56% increase that outpaces most business programs nationally. More importantly, they accomplish this while carrying just $20K in debt, nearly $6K less than the New York state median for business degrees and well below the $26K national average.

Within New York's competitive landscape of 94 business programs, Binghamton sits comfortably in the 60th percentile for earnings while maintaining significantly lower debt loads than its peers. Yes, top-tier programs like Manhattan University show higher early earnings, but they often come with substantially heavier debt burdens. The 0.42 debt-to-earnings ratio here means graduates owe less than half their first-year salary—a manageable position that allows for financial flexibility early in their careers.

The real story is the trajectory: that $75K four-year mark suggests Binghamton graduates are securing roles with genuine advancement potential. For families weighing the cost of private alternatives against SUNY's price tag, these numbers validate the value proposition. Your child would graduate with room to breathe financially while building toward solid mid-career earnings.

Where Binghamton University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Binghamton UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Binghamton University graduates compare to all programs nationally

Binghamton University graduates earn $48k, placing them in the 58th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Business Administration, Management and Operations bachelors's programs at peer institutions in New York (94 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Binghamton University$47,971$74,790$19,9830.42
Manhattan University$113,777$104,296$25,3280.22
Excelsior University$70,191$14,7370.21
Clarkson University$65,887$76,141$24,7570.38
Syracuse University$65,009$71,365$27,0000.42
Yeshiva University$61,312$65,800$22,0000.36
National Median$45,703$26,0000.57

Other Business Administration, Management and Operations Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Manhattan University
Riverdale
$50,850$113,777$25,328
Excelsior University
Albany
$70,191$14,737
Clarkson University
Potsdam
$57,950$65,887$24,757
Syracuse University
Syracuse
$63,061$65,009$27,000
Yeshiva University
New York
$49,900$61,312$22,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 56 graduates with reported earnings and 67 graduates with debt data. Small samples may not be representative.