Analysis
With estimated debt of $24,423 against first-year earnings around $35,607 based on similar New York programs, this bachelor's degree in social sciences shows a manageable debt-to-earnings ratio of 0.69. That figure sits below the concerning 1.0 threshold where annual debt equals annual salary, though the limited earning power—tracking right at New York's median for these programs—means graduates will need discipline to clear the balance while covering basic living expenses.
The gap between Binghamton and top-performing social sciences programs in New York is substantial. NYU graduates in this field earn nearly $50,000 in their first year, while Manhattan and Touro grads also clear $40,000. Binghamton's competitive 38% admission rate and strong 1415 average SAT suggest the school attracts capable students, yet comparable programs in the state don't translate that selectivity into standout early career outcomes. For context, these estimated earnings actually fall slightly below the national median of $37,459 for social sciences bachelor's degrees.
The takeaway: this represents a relatively affordable path into social sciences, but parents should understand their child will likely start at modest earnings regardless of Binghamton's academic reputation. The debt load won't be crushing, but there's little margin for error in those early career years. If your student is considering graduate school—common in social sciences—that additional borrowing needs to factor into the total investment calculation.
Where Binghamton University Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs in New York
Social Sciences bachelors's programs at peer institutions in New York (35 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,363 | $35,607* | — | $24,423* | — | |
| $60,438 | $49,016* | $64,549 | $27,000* | 0.55 | |
| $50,850 | $41,062* | $85,294 | $26,080* | 0.64 | |
| $21,810 | $40,111* | $38,937 | $33,937* | 0.85 | |
| $22,106 | $36,726* | $36,556 | $26,978* | 0.73 | |
| $34,535 | $34,488* | $45,948 | $24,500* | 0.71 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Binghamton University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NY. Actual outcomes may vary.