Physics at Biola University

Based on peer physics programs in California, estimated first-year earnings of $50,200 land right at the state median—a reasonable outcome for a bachelor's in physics. Similar private universities in the U.S. typically graduate physics majors with around $23,100 in debt, yielding a manageable debt-to-earnings ratio of 0.46. That means roughly five months of gross income to cover the full debt load, which is well within sustainable territory for a STEM field.

What's worth noting is the gap between Biola's estimated position and California's top-performing physics programs. Cal Poly Pomona graduates earn $64,000 in their first year—nearly $14,000 more than what comparable programs suggest for Biola. That spread matters when you're trying to pay down student loans and establish yourself financially. The small graduate cohort that triggered data suppression also means less certainty about job placement networks and typical career paths for Biola physics majors specifically.

For parents weighing this investment, the fundamentals look solid but unremarkable. Physics degrees generally provide good earning potential, and the estimated debt burden won't be crushing. However, if your child is competitive enough for Biola (SAT average: 1258), they might also gain admission to state schools with stronger demonstrated outcomes in physics. The decision likely comes down to whether Biola's faith-integrated environment justifies forgoing the clearer track record—and potentially higher earnings—at California's public universities.