Median Earnings (1yr)
$47,345
95th percentile (60th in MA)
Median Debt
$18,000
20% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
48
Adequate data

Analysis

Boston College's philosophy program demonstrates why parents shouldn't dismiss humanities degrees without looking at the data. With first-year earnings of $47,345, graduates here earn 50% more than the typical philosophy major nationally and $7,000 above the Massachusetts median. The 95th percentile national ranking places this program among the elite, though the 60th percentile state ranking reflects Massachusetts's generally strong higher education landscape. At $18,000 in debt—$4,000 below the state median—graduates face manageable loan burdens with a debt-to-earnings ratio of just 0.38.

The flat earnings trajectory deserves consideration: graduates see virtually no income growth between year one and year four. This could reflect the career paths philosophy majors pursue, where many enter graduate or professional school rather than climbing a traditional corporate ladder. For context, Boston College's highly selective admissions (16% acceptance rate, 1501 SAT average) suggest these graduates have strong options. The real question is whether your child plans to leverage the philosophy degree as preparation for law school, business, or other advanced study—where BC's network and reputation add significant value—or expects the bachelor's degree alone to drive earnings growth.

For families concerned about humanities ROI, this program offers unusual security: low debt, strong initial earnings, and a credential from a respected institution. The key risk is the stagnant income growth, which matters most if your child plans to enter the workforce directly after graduation.

Where Boston College Stands

Earnings vs. debt across all philosophy bachelors's programs nationally

Boston CollegeOther philosophy programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Boston College graduates compare to all programs nationally

Boston College graduates earn $47k, placing them in the 95th percentile of all philosophy bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Boston College$47,345$47,768$18,0000.38
Boston University$40,377$47,043$25,7500.64
University of Massachusetts-Boston$36,581$41,381——
National Median$31,652—$22,6410.72

Other Philosophy Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Boston University
Boston
$65,168$40,377$25,750
University of Massachusetts-Boston
Boston
$15,496$36,581—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Boston College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 48 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.