Analysis
A debt-to-earnings ratio of 0.70 suggests manageable borrowing for an education degree, though the financial picture here relies entirely on national benchmarks rather than outcomes specific to Briar Cliff. Similar bachelor's programs in education nationally produce first-year earnings around $38,660—a figure that aligns with typical starting teacher salaries in many regions. The estimated $27,000 debt load sits just above the national median for education programs, which means graduates would face monthly payments of roughly $300 over ten years, consuming about 9% of gross income. That's workable if teaching positions materialize quickly after graduation.
The challenge is that Iowa's education programs typically carry higher debt ($32,000 median) than what these estimates suggest for Briar Cliff, and we have no reported data from Iowa schools to confirm whether graduates actually secure teaching positions at competitive salaries. Teaching markets vary significantly—rural Iowa districts may offer different compensation than suburban areas, and certification requirements can affect job placement timing. With 30% of students receiving Pell grants, affordability matters particularly for first-generation college students who may have less financial cushion during job searches.
The practical question: Can your child secure a teaching position within months of graduation, and will that salary support the debt payments? If Briar Cliff provides strong student-teaching placements and certification support in Iowa, these estimated figures suggest a reasonable investment. Without school-specific outcomes data, reach out to their education department directly about recent graduate placement rates and starting salaries—that conversation matters more than any estimate.
Where Briar Cliff University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs Nationally
Education bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,534 | $38,660* | — | $27,000* | — | |
| $8,886 | $68,730* | — | $26,556* | 0.39 | |
| $12,186 | $60,288* | — | —* | — | |
| $11,728 | $57,410* | — | $13,250* | 0.23 | |
| $19,568 | $56,397* | $40,429 | —* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Briar Cliff University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.