Analysis
Physics programs in Massachusetts cluster tightly around $49,000 in first-year earnings, whether at Northeastern or UMass-Lowell, suggesting Bridgewater State's graduates likely land in similar territory. The estimated $23,400 debt load—slightly below the state median and tracking closely with the national benchmark—means graduates would face a manageable debt-to-earnings ratio of 0.47, comfortably below the concerning 1.0 threshold where annual debt equals annual income.
What's harder to gauge is whether Bridgewater State provides the same pathway to physics careers as its more selective competitors. MIT graduates earn about $5,000 more initially, but the peer program data suggests Bridgewater students can still access entry-level physics and engineering positions that justify the investment. The real question is whether a highly accessible program (89% admission rate, moderate test scores) generates the same industry connections and research opportunities that convert a physics degree into steady employment.
For families weighing this option, the estimated numbers paint a reasonable financial picture—debt that a typical physics salary can handle within a few years. But given the small graduate cohort that triggered data suppression, verify that recent graduates are actually working in physics-related fields rather than pivoting to unrelated careers where the degree carries less weight.
Where Bridgewater State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Physics bachelors's programs at peer institutions in Massachusetts (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,389 | $49,399* | — | $23,424* | — | |
| $60,156 | $54,773* | $166,156 | $18,500* | 0.34 | |
| $63,141 | $49,399* | — | $26,797* | 0.54 | |
| $16,570 | $48,324* | — | $22,177* | 0.46 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Bridgewater State University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.