Analysis
California's business associate programs show earnings spanning from $26,000 to over $43,000, making program choice critical. For Cabrillo, peer programs nationally suggest first-year earnings around $36,600—solidly in the middle of that range—with estimated debt of $11,000. That 0.30 debt-to-earnings ratio translates to roughly four months of gross income, a manageable starting point for a two-year credential.
The practical question is whether this positions graduates competitively in California's market. The estimated earnings slightly exceed the state median for business associate programs ($35,000), though they fall well short of what DeVry grads report earning. Still, with estimated debt approximately $2,500 below the state median and $2,400 below the national benchmark, Cabrillo appears positioned as a lower-cost entry point into business careers. For students planning to transfer to a four-year program, keeping debt this low during the associate phase makes financial sense.
Given that these are estimates rather than tracked outcomes for Cabrillo specifically, verify whether the college publishes transfer rates and employment placement data. The value here likely depends heavily on whether students use this as a stepping stone to a bachelor's degree or enter the workforce directly—two very different paths with different payoff timelines.
Where Cabrillo College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,270 | $36,591* | — | $11,000* | — | |
| $17,488 | $43,716* | — | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cabrillo College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.