Median Earnings (1yr)
$72,350
73rd percentile (40th in CA)
Median Debt
$21,583
12% below national median
Debt-to-Earnings
0.30
Manageable
Sample Size
79
Adequate data

Analysis

Cal State Chico's civil engineering program demonstrates something parents don't always expect from a highly accessible state school: graduates see strong income growth, jumping from $72,350 to over $93,000 within four years—a 29% increase that substantially outpaces typical career trajectories. While first-year earnings sit slightly below California's median for civil engineering programs (landing at the 40th percentile statewide), that gap narrows considerably as graduates gain experience, suggesting the program builds a solid foundation even if it doesn't command premium starting salaries.

The debt picture is notably manageable at $21,583, creating a debt-to-earnings ratio of 0.30 that most financial advisors would consider healthy. This matters especially given that 40% of students receive Pell grants—the program serves price-sensitive families without saddling them with excessive loans. Yes, elite programs like USC and Cal Poly SLO deliver higher starting salaries, but they often come with steeper price tags and more competitive admissions.

For families seeking an ABET-accredited engineering degree without the stress of hyper-selective admissions or crushing debt, Chico delivers genuine value. The four-year earnings trajectory suggests employers recognize the quality of training, even if the Chico name doesn't carry the cachet of Berkeley or USC. This is a program that rewards patience—graduates who stay the course in engineering careers are well-positioned financially by their mid-twenties.

Where California State University-Chico Stands

Earnings vs. debt across all civil engineering bachelors's programs nationally

California State University-ChicoOther civil engineering programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-Chico graduates compare to all programs nationally

California State University-Chico graduates earn $72k, placing them in the 73th percentile of all civil engineering bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Civil Engineering bachelors's programs at peer institutions in California (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-Chico$72,350$93,131$21,5830.30
Loyola Marymount University$87,790—$27,0000.31
University of Southern California$85,262$106,533$8,1250.10
Santa Clara University$84,883$100,598——
California Polytechnic State University-San Luis Obispo$80,673$91,424$20,4240.25
University of California-Berkeley$78,142$91,006$14,3920.18
National Median$69,574—$24,5000.35

Other Civil Engineering Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Loyola Marymount University
Los Angeles
$58,974$87,790$27,000
University of Southern California
Los Angeles
$68,237$85,262$8,125
Santa Clara University
Santa Clara
$59,241$84,883—
California Polytechnic State University-San Luis Obispo
San Luis Obispo
$11,075$80,673$20,424
University of California-Berkeley
Berkeley
$14,850$78,142$14,392

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Chico, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 79 graduates with reported earnings and 72 graduates with debt data. Small samples may not be representative.