Analysis
A 0.36 debt-to-earnings ratio positions this program in manageable territory, with estimated first-year earnings of $50,219 against roughly $17,900 in debt. Drawing from comparable physics programs across California, these figures track closely with the state median—both for earnings and debt—suggesting Sacramento State delivers typical outcomes for a CSU physics degree. The estimated earnings slightly exceed the national median of $47,670, and the debt burden runs about $5,400 below the national average.
The challenge lies in the gap between this program and stronger performers in the Cal State system. Cal Poly Pomona physics graduates earn $64,000 in their first year, while even CSU San Bernardino clears $57,000. Whether that $7,000-14,000 annual difference stems from employer preferences, geographic factors, or program distinctions isn't clear from these estimates, but it's worth investigating. Sacramento State serves a predominantly working-class student body (49% receive Pell grants), which may affect outcomes through factors like immediate job-market pressures or local employment opportunities rather than program quality alone.
The fundamentals work here: physics majors need graduate school for many career paths, and keeping debt under $18,000 preserves that option better than programs saddling students with the $23,000 national median. Before committing, visit the department, ask about research opportunities and graduate school placement rates, and compare the actual curriculum and faculty resources to those top-performing CSU programs.
Where California State University-Sacramento Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,602 | $50,219* | — | $17,900* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-Sacramento, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.