Median Earnings (1yr)
$29,329
28th percentile (60th in CA)
Median Debt
$7,500
67% below national median
Debt-to-Earnings
0.26
Manageable
Sample Size
23
Limited data

Analysis

At just $7,500 in debt, Cal State San Marcos offers one of the most affordable paths into Romance language studies you'll find anywhere—that's 67% less than the national median debt for this program and well below even the California average. While first-year earnings of $29,329 trail the national median by about $5,000, they match the California median exactly, placing this program at the 60th percentile statewide. The debt-to-earnings ratio of 0.26 means graduates could theoretically pay off their loans in three months, creating genuine financial flexibility early in their careers.

The 32% earnings growth to nearly $39,000 by year four suggests reasonable career progression, though graduates still earn less than peers from Berkeley ($40,818) or even Humboldt State ($36,444). For students at this highly accessible campus—where 96% of applicants are admitted and 44% receive Pell grants—the program delivers exactly what it promises: an affordable humanities degree without crushing debt. However, the small sample size (under 30 graduates) means these numbers could shift significantly year to year.

If your child is passionate about languages and wants to avoid debt, this is a solid choice. Just understand they're trading higher potential earnings for immediate financial safety—a reasonable tradeoff for students who need flexibility to pursue graduate school, teaching credentials, or careers where language skills matter more than the diploma pedigree.

Where California State University-San Marcos Stands

Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally

California State University-San MarcosOther romance languages, literatures, and linguistics programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How California State University-San Marcos graduates compare to all programs nationally

California State University-San Marcos graduates earn $29k, placing them in the 28th percentile of all romance languages, literatures, and linguistics bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in California (63 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
California State University-San Marcos$29,329$38,757$7,5000.26
University of the Pacific$43,472$55,111$23,7500.55
University of California-Berkeley$40,818$50,767$11,5930.28
University of California-Irvine$36,692$44,184$9,5000.26
Chapman University$36,546—$20,5000.56
California State Polytechnic University-Humboldt$36,444$36,201$19,0830.52
National Median$34,497—$22,7220.66

Other Romance Languages, Literatures, and Linguistics Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of the Pacific
Stockton
$55,340$43,472$23,750
University of California-Berkeley
Berkeley
$14,850$40,818$11,593
University of California-Irvine
Irvine
$14,237$36,692$9,500
Chapman University
Orange
$62,784$36,546$20,500
California State Polytechnic University-Humboldt
Arcata
$7,913$36,444$19,083

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At California State University-San Marcos, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 23 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.