Analysis
A debt load of $27,000 against first-year earnings of roughly $39,000—both figures derived from peer Security Science and Technology programs nationally—suggests manageable starting numbers on paper. That 0.69 debt-to-earnings ratio falls within conventional affordability guidelines. The challenge is that these estimates mask significant uncertainty: Massachusetts programs in this field typically produce lower starting salaries (around $32,000), and comparable schools report debt closer to $29,000, though the sample size here is small enough that outcomes could vary considerably.
The larger concern is what happens after that first year. Security-related fields can lead to solid middle-class careers in cybersecurity, emergency management, or homeland security roles, but entry-level positions often require additional certifications and may start in lower-paying government or contractor positions. With a third of Cambridge students receiving Pell grants, many families here can't afford a slow earnings trajectory. If this program aligns with a clear career path—perhaps building on existing security clearances or professional experience—the estimated debt picture looks reasonable. But without strong industry connections or a specific job target, you're betting on outcomes we can't reliably predict from the limited data available.
Given the uncertainty, only move forward if your student has concrete connections to security employers in the Boston area or federal government positions that specifically require this bachelor's degree. Otherwise, the estimated numbers suggest risk without the transparency to fully assess it.
Where Cambridge College Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Security Science and Technology bachelors's programs at peer institutions in Massachusetts (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $18,072 | $39,252* | — | $27,000* | — | |
| $37,227 | $32,326* | $40,440 | $29,113* | 0.90 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cambridge College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.