Business/Commerce at Campbellsville University

Campbellsville's business program starts its graduates at just $36,749—nearly $11,000 below Kentucky's median and in the bottom 5% nationally. That's a challenging launch, even with the reasonable debt load of $24,675. However, the earnings trajectory tells a more interesting story: graduates see 27% income growth by year four, reaching $46,822, which brings them much closer to state norms. While middle-of-the-pack within Kentucky (40th percentile), the program still lags substantially behind top state options like Sullivan University ($56,432) and University of Kentucky ($49,431).

The debt-to-earnings ratio of 0.67 is manageable, meaning graduates should be able to handle their loan payments despite the modest starting salary. The moderate sample size provides reasonable confidence in these figures. The key question for families is whether this slower start—spending the first several years playing catch-up—is acceptable given other options. For students who need Campbellsville's accessibility (98% admission rate) and can't access stronger programs, the improving earnings pattern offers some reassurance. But families with flexibility should seriously consider higher-performing Kentucky alternatives that offer better immediate returns and don't require years of growth just to approach state averages.