Analysis
Something unusual happens between graduation and year four for Caribbean University-Bayamon's civil engineering program. While comparable bachelor's programs nationally suggest first-year earnings around $69,574—which would make the estimated $27,000 debt load manageable—actual reported earnings by year four drop to $40,869. That's a decline, not the growth you'd expect, and it brings graduates closer to what other Puerto Rico civil engineering programs produce ($41,324 at UPR-Mayaguez). The estimated debt-to-earnings ratio of 0.39 looks reasonable on paper, but only if those first-year earnings materialize as predicted from national patterns.
The concern is that these estimates are drawn from programs across the U.S., where civil engineering markets differ dramatically from Puerto Rico's. The state's engineering salaries run about 40% below the national median, which raises questions about whether mainland-based predictions apply here. With 75% of students receiving Pell grants, most families can't afford to gamble on whether their graduate will hit that $69,574 mark or land closer to the $40,869 reality by year four. At current debt levels—roughly three times the PR state median—families need to understand they're potentially financing higher borrowing for outcomes that may align more with local than national standards. Before committing, get clarity on where this program's actual graduates work and what they earn in their first jobs, not four years out.
Where Caribbean University-Bayamon Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Caribbean University-Bayamon | — | $40,869 | — |
| University of Southern California | $85,262 | $106,533 | +25% |
| Santa Clara University | $84,883 | $100,598 | +19% |
| Cornell University | $80,261 | $95,056 | +18% |
| University of Puerto Rico-Mayaguez | $41,324 | $63,171 | +53% |
Compare to Similar Programs in Puerto Rico
Civil Engineering bachelors's programs at peer institutions in Puerto Rico (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,966 | $69,574* | $40,869 | $27,000* | — | |
| $5,274 | $41,324* | $63,171 | $9,053* | 0.22 | |
| National Median | — | $69,574* | — | $24,500* | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Caribbean University-Bayamon, approximately 75% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 220 similar programs. Actual outcomes may vary.