Median Earnings (1yr)
$24,517
40th percentile (25th in OK)
Median Debt
$9,125
38% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
28
Limited data

Analysis

Carl Albert State College's Human Development program graduates earn $24,517 in their first year—already below both the national median ($25,838) and significantly trailing the Oklahoma median of $32,967. More troubling, earnings drop 22% by year four to just $19,091, while graduates from Tulsa Community College's program start at $33,103. Among Oklahoma programs in this field, Carl Albert ranks in just the 25th percentile, meaning three-quarters of similar programs in the state deliver better outcomes.

The debt burden here is unusually light at $9,125—among the lowest 5% nationally—which partially offsets the weak earnings. That's about half what typical Oklahoma students in this program borrow. For a family weighing this program, the core question is whether an associate's degree that leads to under $20,000 in annual earnings justifies even modest debt, especially when other state options exist that nearly double those wages.

Given the very small sample size (under 30 graduates), these numbers could shift dramatically, but the current data suggests limited economic returns. If your child is committed to this field in Oklahoma, the comparison schools show materially better outcomes at similar cost. Unless there are compelling geographic or personal reasons to attend Carl Albert specifically, families should explore alternatives with stronger track records.

Where Carl Albert State College Stands

Earnings vs. debt across all human development, family studies, associates's programs nationally

Carl Albert State CollegeOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carl Albert State College graduates compare to all programs nationally

Carl Albert State College graduates earn $25k, placing them in the 40th percentile of all human development, family studies, associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Human Development, Family Studies, associates's programs at peer institutions in Oklahoma (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carl Albert State College$24,517$19,091$9,1250.37
Tulsa Community College$33,103$24,363$15,2870.46
Oklahoma State University-Oklahoma City$32,967—$20,2300.61
National Median$25,838—$14,6140.57

Other Human Development, Family Studies, Programs in Oklahoma

Compare tuition, earnings, and debt across Oklahoma schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tulsa Community College
Tulsa
$3,768$33,103$15,287
Oklahoma State University-Oklahoma City
Oklahoma City
$3,779$32,967$20,230

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carl Albert State College, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.