Human Development, Family Studies, at Carl Albert State College
Associate's Degree
Analysis
Carl Albert State College's Human Development program graduates earn $24,517 in their first year—already below both the national median ($25,838) and significantly trailing the Oklahoma median of $32,967. More troubling, earnings drop 22% by year four to just $19,091, while graduates from Tulsa Community College's program start at $33,103. Among Oklahoma programs in this field, Carl Albert ranks in just the 25th percentile, meaning three-quarters of similar programs in the state deliver better outcomes.
The debt burden here is unusually light at $9,125—among the lowest 5% nationally—which partially offsets the weak earnings. That's about half what typical Oklahoma students in this program borrow. For a family weighing this program, the core question is whether an associate's degree that leads to under $20,000 in annual earnings justifies even modest debt, especially when other state options exist that nearly double those wages.
Given the very small sample size (under 30 graduates), these numbers could shift dramatically, but the current data suggests limited economic returns. If your child is committed to this field in Oklahoma, the comparison schools show materially better outcomes at similar cost. Unless there are compelling geographic or personal reasons to attend Carl Albert specifically, families should explore alternatives with stronger track records.
Where Carl Albert State College Stands
Earnings vs. debt across all human development, family studies, associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Carl Albert State College graduates compare to all programs nationally
Carl Albert State College graduates earn $25k, placing them in the 40th percentile of all human development, family studies, associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Oklahoma
Human Development, Family Studies, associates's programs at peer institutions in Oklahoma (15 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Carl Albert State College | $24,517 | $19,091 | $9,125 | 0.37 |
| Tulsa Community College | $33,103 | $24,363 | $15,287 | 0.46 |
| Oklahoma State University-Oklahoma City | $32,967 | — | $20,230 | 0.61 |
| National Median | $25,838 | — | $14,614 | 0.57 |
Other Human Development, Family Studies, Programs in Oklahoma
Compare tuition, earnings, and debt across Oklahoma schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Tulsa Community College Tulsa | $3,768 | $33,103 | $15,287 |
| Oklahoma State University-Oklahoma City Oklahoma City | $3,779 | $32,967 | $20,230 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carl Albert State College, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 21 graduates with debt data. Small samples may not be representative.