Median Earnings (1yr)
$70,269
25th percentile (40th in PA)
Median Debt
$28,500
6% above national median
Debt-to-Earnings
0.41
Manageable
Sample Size
149
Adequate data

Analysis

Carlow's nursing program graduates start at $70,269, which lags both the Pennsylvania median ($78,428) and national benchmark by roughly $4,000-$8,000—placing it in just the 40th percentile statewide. More concerning: earnings actually decline to $66,260 by year four, an unusual pattern in nursing where experience typically increases value. For context, Pennsylvania's top nursing programs see graduates earning $85,000-$87,000, suggesting Carlow grads may face limited access to higher-paying hospital systems or specialty roles.

The debt picture offers modest relief. At $28,500, borrowing aligns closely with state and national medians, producing a manageable 0.41 debt-to-earnings ratio. With 41% of students receiving Pell grants, Carlow clearly serves working-class families who need credentials that translate to stable paychecks. The robust sample size confirms these aren't statistical flukes—this is the typical Carlow nursing graduate's trajectory.

The bottom line: This program gets you licensed and employed as a nurse, but doesn't position you competitively within Pennsylvania's nursing market. If your child has admission offers from schools like Drexel or Thomas Jefferson, those $15,000-$20,000 higher starting salaries compound significantly over a career. Carlow makes sense primarily if finances demand staying local in Pittsburgh or if other programs aren't accessible—it's a functional path to nursing, not an optimal one.

Where Carlow University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Carlow UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carlow University graduates compare to all programs nationally

Carlow University graduates earn $70k, placing them in the 25th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Pennsylvania

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Pennsylvania (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carlow University$70,269$66,260$28,5000.41
Immaculata University$87,624$91,952$35,5930.41
Villanova University$86,241$87,471$27,0000.31
Thomas Jefferson University$85,656$86,217$30,0000.35
Drexel University$85,441$84,218$30,7500.36
La Salle University$84,400$88,296$27,0000.32
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Pennsylvania

Compare tuition, earnings, and debt across Pennsylvania schools

SchoolIn-State TuitionEarnings (1yr)Debt
Immaculata University
Immaculata
$28,550$87,624$35,593
Villanova University
Villanova
$64,701$86,241$27,000
Thomas Jefferson University
Philadelphia
$45,683$85,656$30,000
Drexel University
Philadelphia
$60,663$85,441$30,750
La Salle University
Philadelphia
$35,570$84,400$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carlow University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 149 graduates with reported earnings and 196 graduates with debt data. Small samples may not be representative.