Median Earnings (1yr)
$39,834
75th percentile (95th in NC)
Median Debt
$20,926
16% below national median
Debt-to-Earnings
0.53
Manageable
Sample Size
30
Adequate data

Analysis

Carolina University's Bible/Biblical Studies program stands out dramatically in North Carolina, where graduates earn $39,834—more than 50% above the state median of $25,662 and ranking in the 95th percentile among NC programs. That's a significant gap in a field where earnings can vary wildly by institution. Nationally, the program also performs well, matching the 75th percentile at $39,834 versus the national median of $33,918.

The debt picture requires some context. At $20,926, graduates carry less than most Bible studies programs nationally (which average $25,000), though the debt percentile ranking reflects that some programs manage even lower debt loads. Still, the debt-to-earnings ratio of 0.53 is reasonable—graduates owe roughly half their first-year salary, manageable with careful budgeting. The fact that 46% of students receive Pell grants suggests the university serves many students who might not otherwise access higher education.

For families in North Carolina considering a Bible studies degree, this program delivers substantially better outcomes than most in-state alternatives. The nearly $15,000 earnings premium over typical NC programs in this field makes the modest debt load a worthwhile trade-off, particularly for students committed to ministry or religious vocations where this degree serves as essential credentialing.

Where Carolina University Stands

Earnings vs. debt across all bible/biblical studies bachelors's programs nationally

Carolina UniversityOther bible/biblical studies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Carolina University graduates compare to all programs nationally

Carolina University graduates earn $40k, placing them in the 75th percentile of all bible/biblical studies bachelors programs nationally.

Compare to Similar Programs in North Carolina

Bible/Biblical Studies bachelors's programs at peer institutions in North Carolina (9 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Carolina University$39,834—$20,9260.53
Mid-Atlantic Christian University$11,491$36,506$23,4222.04
National Median$33,918—$25,0000.74

Other Bible/Biblical Studies Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Mid-Atlantic Christian University
Elizabeth City
$17,280$11,491$23,422

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carolina University, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.