Median Earnings (1yr)
$11,491
5th percentile
10th percentile in North Carolina
Median Debt
$23,422
6% below national median

Analysis

The first-year earnings figure of $11,491 is startlingly low—below minimum wage for full-time work—though the dramatic jump to $36,506 by year four suggests graduates may be completing internships, additional training, or entering ministry positions that start slowly. Still, this program ranks in just the 10th percentile among North Carolina's biblical studies programs, meaning 90% of comparable in-state options produce better outcomes. For context, Carolina University's similar program yields earnings nearly four times higher in that first year.

The $23,422 in debt matches North Carolina's median for this field, but paired with those early earnings, graduates face a debt burden more than twice their first-year income. Even after the earnings rebound, this program significantly underperforms the $33,918 national median for biblical studies graduates. With fewer than 30 graduates in this data set, these numbers may not be fully representative, but the pattern is concerning enough to warrant serious consideration of alternatives within North Carolina's nine biblical studies programs.

If your child is committed to ministry or theological studies, ask hard questions about the school's placement rates, whether most graduates pursue additional degrees (which would explain the initial earnings dip), and what support exists during those difficult first years. The 47% Pell grant rate shows this serves many low-income students who can least afford a slow financial start.

Where Mid-Atlantic Christian University Stands

Earnings vs. debt across all bible/biblical studies bachelors's programs nationally

Earnings Distribution

How Mid-Atlantic Christian University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Mid-Atlantic Christian University$11,491$36,506+218%
Freed-Hardeman University$44,142$64,039+45%
Biola University$37,518$44,355+18%
Dallas Baptist University$37,958$42,651+12%
Indiana Wesleyan University-Marion$46,674$41,595-11%

Compare to Similar Programs in North Carolina

Bible/Biblical Studies bachelors's programs at peer institutions in North Carolina (9 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Mid-Atlantic Christian UniversityElizabeth City$17,280$11,491$36,506$23,4222.04
Carolina UniversityWinston-Salem$16,000$39,834$20,9260.53
National Median$33,918$25,0000.74

Career Paths

Occupations commonly associated with bible/biblical studies graduates

Philosophy and Religion Teachers, Postsecondary

Teach courses in philosophy, religion, and theology. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Directors, Religious Activities and Education

Coordinate or design programs and conduct outreach to promote the religious education or activities of a denominational group. May provide counseling, guidance, and leadership relative to marital, health, financial, and religious problems.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Mid-Atlantic Christian University, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 25 graduates with reported earnings and 29 graduates with debt data. Small samples may not be representative.