Analysis
Carroll College's civil engineering program carries an estimated debt load of $27,000—higher than both the Montana state median of $21,000 and what nearby competitors typically report. This matters because Montana Tech's graduates earn roughly $80,000 in their first year, suggesting that Carroll's smaller program may not deliver the same market positioning despite similar credentials.
The estimated first-year earnings of $69,574 align with national figures but fall short of Montana's $73,850 median, placing Carroll below the state average in a field where local job markets heavily influence starting salaries. Given that Montana has only three programs and two report significantly different outcomes, Carroll appears positioned between Montana State's lower earnings and Montana Tech's stronger performance. The debt-to-earnings ratio of 0.39 is workable for engineering, but the combination of above-average debt and below-state-average earnings creates less financial cushion than ideal.
For families considering this program, the key question is whether Carroll's smaller scale and liberal arts environment justify paying more and potentially earning less than graduates from the state's larger technical universities. If your student values Carroll's personalized approach and campus culture, the financial difference may be acceptable—but if maximizing engineering career outcomes is the priority, Montana Tech's track record deserves serious consideration.
Where Carroll College Stands
Earnings vs. debt across all civil engineering bachelors's programs nationally
Compare to Similar Programs in Montana
Civil Engineering bachelors's programs at peer institutions in Montana (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,352 | $69,574* | — | $27,000* | — | |
| $8,050 | $80,327* | — | —* | — | |
| $8,083 | $67,373* | $65,618 | $21,031* | 0.31 | |
| National Median | — | $69,574* | — | $24,500* | 0.35 |
Career Paths
Occupations commonly associated with civil engineering graduates
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Petroleum Engineers
Environmental Engineers
Mining and Geological Engineers, Including Mining Safety Engineers
Civil Engineers
Transportation Engineers
Water/Wastewater Engineers
Engineering Teachers, Postsecondary
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 220 similar programs. Actual outcomes may vary.