Analysis
Carroll College's mathematics bachelor's degree faces a significant question mark: while national peer programs suggest first-year earnings around $49,000, Montana's mathematics programs typically produce far lower returns—just $34,500 at Montana State University. That's a $14,000 gap that could signal either that Carroll delivers substantially better outcomes than its in-state competitors, or that the national estimate doesn't capture Montana's more challenging job market for mathematics graduates. The estimated $21,750 in debt sits right at national norms but slightly below Montana's typical $24,000, creating a debt-to-earnings ratio of 0.45 that looks manageable on paper.
The real challenge is uncertainty. With only 8 mathematics programs statewide and Carroll's actual outcomes suppressed due to small graduate numbers, you're essentially betting on whether this program connects students to opportunities beyond Montana's borders or prepares them differently than MSU does. Carroll's stronger admissions profile (SAT of 1170 versus MSU's open access) and lower Pell enrollment suggest a different student population that might have advantages in networking or geographic mobility.
Before committing, dig into where Carroll's mathematics graduates actually work and live. If most stay in Montana, that $34,500 figure becomes your realistic target—making the investment shakier. If they're landing jobs in Seattle, Denver, or other regional hubs where mathematics skills command higher pay, the national estimate becomes more credible and the program more defensible.
Where Carroll College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Montana
Mathematics bachelors's programs at peer institutions in Montana (8 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $40,352 | $48,772* | — | $21,750* | — | |
| $8,083 | $34,475* | $52,167 | $24,000* | 0.70 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Carroll College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.