Est. Earnings (1yr)
$37,247
Est. from TN median (6 programs)
Est. Median Debt
$25,878
Est. from national median (59 programs)

Analysis

A $25,878 debt load for a credential that peers in Tennessee suggest will earn around $37,000 in the first year puts Carson-Newman's interdisciplinary studies program roughly in line with state norms—but that alignment masks a fundamental challenge with this degree path. While the 0.69 debt-to-earnings ratio appears manageable on paper, comparable programs across Tennessee consistently produce first-year earnings in the mid-to-high $30,000s, making this one of the lower-earning bachelor's degrees available. Even top-tier programs like Vanderbilt and Belmont cluster in the same narrow earnings band, suggesting the ceiling for this major is constrained regardless of institutional prestige.

The practical reality: your child would face monthly loan payments around $290 on income that's barely above what many skilled trades offer without four years of college. Interdisciplinary studies programs—by design broad rather than specialized—often lack the clear professional pathway that helps graduates command higher starting salaries. The estimated figures here come from peer programs because Carson-Newman's graduate cohort is too small to report separately, which adds uncertainty but doesn't fundamentally change the value calculation. With 39% of students receiving Pell grants, many families at Carson-Newman are stretching financially for this degree.

If your child has a specific career goal that requires a bachelor's credential but values flexibility in coursework, this could make sense. Otherwise, the numbers suggest exploring either more focused majors at Carson-Newman or programs at Tennessee publics where lower tuition might reduce that debt load substantially.

Where Carson-Newman University Stands

Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally

Compare to Similar Programs in Tennessee

Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Tennessee (20 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Carson-Newman UniversityJefferson City$34,700$37,247*—$25,878*—
Middle Tennessee State UniversityMurfreesboro$9,506$38,272*$38,553$26,000*0.68
Vanderbilt UniversityNashville$63,946$37,276*$60,205$12,000*0.32
Belmont UniversityNashville$41,320$37,264*$47,428$20,500*0.55
University of MemphisMemphis$10,344$37,229*$39,408$30,430*0.82
The University of Tennessee-MartinMartin$10,208$32,674*$34,781$29,750*0.91
National Median—$38,704*—$25,495*0.66
* Estimated from similar programs
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Carson-Newman University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in TN. Actual outcomes may vary.