Health and Medical Administrative Services at CBT Technology Institute-Cutler Bay
Undergraduate Certificate or Diploma
Analysis
A $25,000 starting salary against $9,500 in debt sounds reasonable on paper, but here's what should worry you: graduates from Florida's strongest programs in this field are earning $35,000-$37,000—nearly 50% more than CBT-Cutler Bay's typical outcome. While this program sits at the 40th percentile among Florida schools, that middle-of-the-road position masks a significant gap. Seminole State and St. Petersburg College, both community colleges with likely similar or lower costs, are producing graduates who earn $10,000-$12,000 more annually.
The concerning part isn't just the starting salary—it's that earnings barely budge over four years. At a time when most healthcare administrative professionals are building skills and moving up, CBT graduates are essentially treading water financially. The student body (100% Pell-eligible) suggests this program serves students who need the credential to work most, yet it's delivering below what Florida's better programs achieve.
The low debt load is the program's saving grace—you could pay it off within a few years even on these modest earnings. But if your child can access one of Florida's community colleges offering this certificate, they'd likely graduate with similar debt and significantly better earnings potential. This isn't a financial disaster, but it's leaving money on the table when better alternatives exist in-state.
Where CBT Technology Institute-Cutler Bay Stands
Earnings vs. debt across all health and medical administrative services certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How CBT Technology Institute-Cutler Bay graduates compare to all programs nationally
CBT Technology Institute-Cutler Bay graduates earn $25k, placing them in the 28th percentile of all health and medical administrative services certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Health and Medical Administrative Services certificate's programs at peer institutions in Florida (92 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| CBT Technology Institute-Cutler Bay | $25,176 | $24,956 | $9,500 | 0.38 |
| Seminole State College of Florida | $37,000 | — | $15,750 | 0.43 |
| St Petersburg College | $36,407 | $37,670 | $20,819 | 0.57 |
| Polk State College | $35,095 | — | $14,479 | 0.41 |
| Florida National University-Main Campus | $34,090 | — | — | — |
| Rasmussen University-Florida | $33,372 | $34,496 | $13,143 | 0.39 |
| National Median | $27,783 | — | $10,372 | 0.37 |
Other Health and Medical Administrative Services Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Seminole State College of Florida Sanford | $3,227 | $37,000 | $15,750 |
| St Petersburg College St. Petersburg | $2,682 | $36,407 | $20,819 |
| Polk State College Winter Haven | $3,366 | $35,095 | $14,479 |
| Florida National University-Main Campus Hialeah | $16,088 | $34,090 | — |
| Rasmussen University-Florida Ocala | $15,117 | $33,372 | $13,143 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At CBT Technology Institute-Cutler Bay, approximately 100% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.