Health and Medical Administrative Services at CBT Technology Institute-Main Campus

The $9,500 debt load looks reasonable—matching both the state and national median—but the earning power here trails significantly behind what Florida students can achieve in the same field. At $25,176 one year out, graduates earn about $2,500 less than the Florida median and rank in just the 40th percentile statewide. More concerning, earnings actually slip to $24,956 by year four, while top community college programs in Florida see their graduates earning $35,000 to $37,000.

That gap matters in practical terms. The debt-to-earnings ratio of 0.38 means students carry roughly five months of gross income in loans—manageable, yes, but the opportunity cost becomes clear when you realize nearby programs at Seminole State or St. Petersburg College produce graduates earning 40-50% more with similar or lower debt burdens. The 100% Pell-eligible student body here needs every dollar of earning power they can get.

For families weighing this certificate, the math is straightforward: the debt is containable, but Florida's public colleges deliver substantially better outcomes in this same field. Unless location or scheduling creates unique constraints, look first at community college alternatives that consistently place graduates $10,000+ ahead annually. That difference compounds quickly over a career.