Analysis
Physics programs across Ohio vary significantly in outcomes, with Ohio State reporting $53,504 in first-year earnings. Peer physics programs nationally suggest around $47,670 for bachelor's degree holders, which would place Cedarville's program about $6,000 below the state median. That gap matters when you're calculating return on investment.
The estimated debt load of $23,120 produces a manageable 0.49 debt-to-earnings ratio—meaning graduates would owe roughly half their first year's salary. This is considerably better than many other fields where debt can equal or exceed annual earnings. Physics degrees traditionally provide strong foundations for various career paths, from engineering firms to data science roles, though starting salaries depend heavily on whether graduates pursue graduate school, teaching positions, or industry work immediately.
The real question is whether Cedarville's specific program—at a selective Christian university with solid SAT scores—delivers outcomes closer to Ohio State's reported figures or falls nearer the national baseline used for these estimates. With only 15% of students receiving Pell grants, the student body skews toward families with resources, which could indicate stronger professional networks but also suggests less financial aid cushion. If your student is considering graduate school in physics or related fields, the debt level is reasonable. If they're planning to work immediately after graduation, investigate whether Cedarville's industry connections and career placement justify potential earnings closer to $48,000 than $54,000.
Where Cedarville University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Ohio
Physics bachelors's programs at peer institutions in Ohio (37 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,078 | $47,670* | — | $23,120* | — | |
| $12,859 | $53,504* | $72,007 | $23,357* | 0.44 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cedarville University, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.