Median Earnings (1yr)
$32,988
32nd percentile (40th in NJ)
Median Debt
$27,000
At national median
Debt-to-Earnings
0.82
Manageable
Sample Size
16
Limited data

Analysis

A $32,988 starting salary falls roughly $5,000 below what typical New Jersey liberal arts graduates earn, placing this program in the 40th percentile statewide—below half of comparable NJ programs. The gap is even more striking when you consider that nearby public options like Rowan ($43,486) and Stockton ($42,209) deliver substantially higher earnings with similar or lower debt levels. With nearly open admission (97% acceptance rate) and 38% of students on Pell grants, Centenary serves a population that particularly needs strong post-graduation outcomes.

The debt-to-earnings ratio of 0.82 sits right at the threshold of what's considered manageable, but the small sample size (under 30 graduates) means these numbers could shift significantly year to year. What won't change is the fundamental challenge: liberal arts degrees typically require graduate school or strategic career planning to reach higher earnings, and starting $5,000 behind the state median makes that path steeper.

For families considering this investment, the comparison to New Jersey's public universities is unavoidable. Thomas Edison State, in particular, offers the same degree type with first-year earnings 50% higher. Unless Centenary provides something uniquely valuable—perhaps a specialized learning community or support services that justify the gap—exploring those alternatives would be prudent.

Where Centenary University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Centenary UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Centenary University graduates compare to all programs nationally

Centenary University graduates earn $33k, placing them in the 32th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in New Jersey

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New Jersey (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Centenary University$32,988—$27,0000.82
Thomas Edison State University$49,779$49,650$19,7660.40
Rowan University$43,486$49,750$27,0000.62
Stockton University$42,209$52,751$27,0000.64
Rider University$41,315$51,305$22,2330.54
Ramapo College of New Jersey$40,331$47,482$27,6250.68
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Thomas Edison State University
Trenton
$6,638$49,779$19,766
Rowan University
Glassboro
$15,700$43,486$27,000
Stockton University
Galloway
$15,532$42,209$27,000
Rider University
Lawrenceville
$38,900$41,315$22,233
Ramapo College of New Jersey
Mahwah
$15,978$40,331$27,625

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Centenary University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 16 graduates with reported earnings and 23 graduates with debt data. Small samples may not be representative.