Business Administration, Management and Operations at Central Arizona College
Undergraduate Certificate or Diploma
centralaz.eduAnalysis
A business management certificate from Central Arizona College appears to position graduates reasonably well based on what similar Arizona programs deliver. With estimated first-year earnings around $45,000—matching the state median for these certificates—this credential seems to track with other community college business programs in Arizona rather than lagging behind them.
The estimated debt load of roughly $15,000 translates to a manageable debt-to-earnings ratio of 0.33, meaning the typical graduate would owe about four months of their first-year salary. That's a reasonable borrowing level for a certificate program, particularly when compared to the national median debt of nearly $14,700 for similar credentials. However, it's worth noting that other Arizona schools in this space report median debt closer to $11,000, suggesting some students may be borrowing more than strictly necessary for a certificate that can typically be completed quickly.
The practical reality is straightforward: if your child can complete this program with minimal borrowing—perhaps through Pell grants, family support, or part-time work—the financial picture looks solid for an entry-level business credential. But because these figures are estimates drawn from peer programs rather than Central Arizona College's actual graduate outcomes, you'll want to confirm completion rates and job placement support directly with the school before committing.
Where Central Arizona College Stands
Earnings vs. debt across all business administration, management and operations certificate's programs nationally
Compare to Similar Programs in Arizona
Business Administration, Management and Operations certificate's programs at peer institutions in Arizona (25 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,250 | $45,356* | — | $14,816* | — | |
| $9,552 | $48,528* | $65,468 | $12,928* | 0.27 | |
| $12,051 | $45,356* | — | $9,562* | 0.21 | |
| $2,358 | $42,264* | — | —* | — | |
| National Median | — | $39,085* | — | $14,699* | 0.38 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Arizona College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in AZ. Actual outcomes may vary.