Entrepreneurial and Small Business Operations (Undergraduate Certificate or Diploma) at Central Arizona College

Est. Earnings (1yr)Estimated

$41,685

Est. from national median (8 programs)

Est. Median DebtEstimated

$18,788

Est. from national median (11 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

A debt-to-earnings ratio of 0.45 suggests this certificate could be manageable, but the picture is cloudier than it appears. Both the earnings and debt figures come from national patterns across similar entrepreneurship certificates, not from tracking Central Arizona College's actual graduates. That matters because small business outcomes can vary dramatically based on local economic conditions, institutional support networks, and program quality—factors that national averages can't capture.

The estimated $41,685 in first-year earnings aligns with the national median for these programs, which sounds reasonable until you consider what "first year after graduation" means for entrepreneurship students. Many certificate-holders in this field are either still building their businesses (meaning low or negative early income) or working regular jobs while pursuing side ventures. The debt estimate of nearly $19,000 assumes borrowing patterns typical of certificate programs at community colleges nationwide, but your child's actual debt will depend entirely on their specific aid package and enrollment choices.

For a parent, the real question is whether this certificate provides concrete skills and connections that justify any debt at all. Entrepreneurship credentials work best when they're part of a larger strategy—paired with work experience, built on existing industry knowledge, or used to complement another degree. Without knowing how this specific program performs, taking on debt to learn business basics represents a gamble that might pay off for the highly motivated but could disappoint those expecting the certificate alone to launch a viable business.

Where Central Arizona College Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs Nationally

Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally

Scroll to see more →

School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Central Arizona CollegeCoolidge	$2,250	$41,685*	—	$18,788*	—
University of GeorgiaAthens	$11,180	$64,900*	—	$19,500*	0.30
University of Pittsburgh-Pittsburgh CampusPittsburgh	$21,524	$51,635*	—	$23,063*	0.45
University of IowaIowa City	$10,964	$46,878*	$60,850	$26,000*	0.55
University of Wisconsin-MilwaukeeMilwaukee	$10,020	$42,545*	—	$23,397*	0.55
Daytona State CollegeDaytona Beach	$3,106	$40,824*	—	$10,740*	0.26
National Median	—	$41,684*	—	$18,788*	0.45

* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Arizona College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.