Median Earnings (1yr)
$64,900
95th percentile (60th in GA)
Median Debt
$19,500
4% above national median
Debt-to-Earnings
0.30
Manageable
Sample Size
87
Adequate data

Analysis

UGA's entrepreneurial certificate dramatically outperforms the national field, with first-year earnings of $64,900 crushing the national median of $41,684 by 56%. That $23,000 advantage places graduates in the 95th percentile nationally—nearly reaching the ceiling for this type of credential. The 0.30 debt-to-earnings ratio translates to manageable repayment: graduates could theoretically pay off their full debt in under four months of earnings, assuming aggressive saving.

The Georgia perspective reveals interesting dynamics. This program matches the state median exactly for both earnings and debt, landing in the 60th percentile statewide. While that might sound less impressive than the national ranking, it actually reflects the strength of Georgia's entrepreneurial ecosystem overall—the state's programs collectively outperform the nation. With only 24 schools offering this credential in Georgia (versus 470 nationally), students benefit from UGA's flagship status without necessarily paying a premium in debt.

For parents, this represents low-risk skills development. The moderate debt load combined with strong immediate earnings suggests graduates gain practical business capabilities that employers value. Whether your child is testing entrepreneurial waters or supplementing another major, they're unlikely to face financial stress from this credential. The one caveat: the 60th percentile state ranking means other Georgia programs might deliver similar outcomes, so compare options if your student has multiple in-state acceptances.

Where University of Georgia Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

University of GeorgiaOther entrepreneurial and small business operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Georgia graduates compare to all programs nationally

University of Georgia graduates earn $65k, placing them in the 95th percentile of all entrepreneurial and small business operations certificate programs nationally.

Compare to Similar Programs in Georgia

Entrepreneurial and Small Business Operations certificate's programs at peer institutions in Georgia (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Georgia$64,900—$19,5000.30
National Median$41,684—$18,7880.45

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Georgia, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 87 graduates with reported earnings and 66 graduates with debt data. Small samples may not be representative.