Analysis
A debt load around $9,300 for first-year earnings near $41,400 suggests a manageable financial picture for this Ground Transportation certificate, though these figures come from comparable programs nationally rather than Central Arizona's own graduates. The estimated debt-to-earnings ratio of 0.22 falls well within the range most financial advisors consider reasonable for career-focused credentials.
What complicates the assessment is Arizona's position in the trucking market. The one nearby program with reported outcomes—HDS Truck Driving Institute—shows graduates earning $36,600, roughly $5,000 less than the national median this estimate draws from. That gap matters when you're evaluating a certificate that typically takes months, not years, to complete. Transportation credentials are meant to deliver quick payback, and regional wage variations can significantly impact that timeline.
The silver lining is that even using Arizona's lower wage figures, the debt remains modest enough to repay quickly. For a student who needs flexible, local training and plans to stay in the area, Central Arizona's program could work—but recognize you're basing that decision on national earnings patterns that may not reflect what Arizona employers actually pay. If your child can access programs with transparent outcomes data, that clarity alone might be worth considering.
Where Central Arizona College Stands
Earnings vs. debt across all ground transportation certificate's programs nationally
Compare to Similar Programs in Arizona
Ground Transportation certificate's programs at peer institutions in Arizona (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,250 | $41,414* | — | $9,280* | — | |
| — | $36,576* | $38,052 | $7,706* | 0.21 | |
| National Median | — | $41,414* | — | $7,706* | 0.19 |
Career Paths
Occupations commonly associated with ground transportation graduates
Locomotive Engineers
Rail Yard Engineers, Dinkey Operators, and Hostlers
Railroad Brake, Signal, and Switch Operators and Locomotive Firers
Railroad Conductors and Yardmasters
Career/Technical Education Teachers, Postsecondary
Paving, Surfacing, and Tamping Equipment Operators
Pile Driver Operators
Operating Engineers and Other Construction Equipment Operators
Heavy and Tractor-Trailer Truck Drivers
Logging Equipment Operators
Bus Drivers, School
Bus Drivers, Transit and Intercity
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Arizona College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 94 similar programs. Actual outcomes may vary.