Health and Medical Administrative Services at Central Arizona College

Central Arizona College's graduates in this program earn about $1,000 less than typical Arizona healthcare admin programs, though the difference matters less than the remarkable debt advantage. With just $9,432 in student loans—roughly half the state median and less than a quarter of the national average—graduates face monthly payments around $100 while earning nearly $35,000. That 0.27 debt-to-earnings ratio means you're borrowing about three months' salary, which is exceptionally manageable for an associate degree that gets you into the workforce quickly.

The earnings lag behind Arizona leaders like Pima Community College by about $5,000 annually, but those schools also typically carry higher debt loads. Starting at $34,706 puts graduates above the national median for this credential, and healthcare administration roles often offer room for advancement as you gain experience and certifications. The low debt means your child won't be financially hamstrung if they decide to pursue additional training or switch employers for better opportunities.

One important caveat: the small graduating class means these numbers could shift substantially year to year. However, the fundamental tradeoff—slightly lower earnings but dramatically lower debt—creates genuine financial breathing room for new graduates. For families concerned about education costs, this program delivers a healthcare career pathway without the debt burden that often comes with it.