Analysis
A debt-to-earnings ratio of 0.40 sits in reasonable territory for a bachelor's degree, though understanding what drives that number matters here. Peer programs in this field nationally suggest first-year earnings around $62,000, while similar programs at Central Baptist College typically leave graduates with roughly $24,840 in debt. That's slightly above the national median for this major, and the earnings figure exceeds what Arkansas programs typically produce—the University of Arkansas reports $57,257 for its graduates in this field. Still, these are estimates drawn from comparable schools and programs elsewhere, not tracked outcomes from Central Baptist's own students.
The gap between estimated earnings and actual Arkansas benchmarks deserves attention. If Central Baptist's outcomes track closer to state norms than national ones, you're looking at a tighter margin between debt and income. The school serves a substantial population of Pell-eligible students (42%), which often correlates with different financial aid packages and debt loads than institutional medians suggest. For a quantitative methods degree, career trajectory matters significantly—these credentials can lead to analyst roles that grow substantially with experience, or to positions where the bachelor's alone hits a ceiling quickly.
Without actual graduate outcomes from this specific program, you're making an informed guess rather than evaluating a track record. If your child is considering Central Baptist for this major, direct contact with the career services office about actual placement data—where graduates work and what they earn—would fill critical gaps that estimates can't answer.
Where Central Baptist College Stands
Earnings vs. debt across all management sciences and quantitative methods bachelors's programs nationally
Compare to Similar Programs in Arkansas
Management Sciences and Quantitative Methods bachelors's programs at peer institutions in Arkansas (5 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $19,680 | $62,069* | — | $24,840* | — | |
| $9,748 | $57,257* | $75,471 | $22,655* | 0.40 | |
| National Median | — | $62,069* | — | $23,250* | 0.37 |
Career Paths
Occupations commonly associated with management sciences and quantitative methods graduates
Actuaries
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Statisticians
Biostatisticians
Financial Risk Specialists
Management Analysts
Operations Research Analysts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Baptist College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.