Analysis
At $47,670 in first-year earnings—matching the national median for physics bachelor's programs—Central Michigan appears positioned in the middle of the pack, though the actual outcomes here remain uncertain due to small graduate cohorts. What we do know is that Michigan's physics programs show wide variation, from Michigan State's surprisingly modest $33,400 to U-M Ann Arbor's $53,000, suggesting that employment outcomes depend heavily on where graduates land and what opportunities they pursue after graduation.
The estimated debt load of $23,424 creates a manageable ratio of 0.49, meaning graduates would owe roughly half a year's salary. For physics majors who move into engineering, data science, or research positions—fields where starting salaries often exceed $50,000—this debt becomes increasingly manageable. The risk lies if graduates struggle to find physics-related work or need graduate school to become competitive, which would add years and potentially more debt before career earnings materialize.
Given Central Michigan's 91% admission rate and modest SAT profile, the question is whether this program provides the rigor and connections that lead to strong physics employment. Without actual graduate data, you're betting on Central Michigan's ability to match outcomes that similar programs achieve nationally. If your student is serious about physics and has options at Michigan's flagship universities where outcomes are documented, those might warrant closer consideration.
Where Central Michigan University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Michigan
Physics bachelors's programs at peer institutions in Michigan (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $14,190 | $47,670* | — | $23,424* | — | |
| $17,228 | $53,019* | $73,202 | $22,250* | 0.42 | |
| $15,988 | $33,400* | $59,536 | $27,000* | 0.81 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Central Michigan University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.