Analysis
Starting a business career with roughly $11,500 in debt while earning around $36,500 in the first year—figures drawn from peer business programs—translates to a manageable debt burden of about 31% of first-year income. That's considerably lighter than many four-year business degrees, and comparable programs in Washington suggest graduates typically enter the workforce earning between $36,000 and $41,000. The estimated debt here aligns with the state median for similar associate programs, meaning Centralia's structure appears typical for Washington community colleges.
The wrinkle is that Washington's business associate programs generally outperform the national baseline. While Centralia's estimated earnings sit at the national median, comparable programs at Tacoma Community College and Clark College report graduates earning over $40,000—roughly $4,000 more annually. Whether that gap reflects Centralia's rural location, industry connections, or something else is unclear without actual program data, but it's worth investigating what drives the difference between Centralia's likely outcomes and those documented at peer Washington schools.
For an associate degree that gets you into the workforce in two years with minimal debt, the fundamentals work. The debt-to-earnings ratio suggests you could theoretically pay off loans within a year of aggressive saving. Just recognize that these projections come from similar programs elsewhere, not Centralia's actual graduate outcomes, and that stronger-performing community college business programs exist within Washington if location flexibility allows.
Where Centralia College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Washington
Business/Commerce associates's programs at peer institutions in Washington (33 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,109 | $36,591* | — | $11,500* | — | |
| $4,920 | $40,863* | $45,421 | $11,500* | 0.28 | |
| $4,632 | $40,313* | $52,458 | $10,441* | 0.26 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Centralia College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.