Analysis
Four years out, graduates from similar business programs reach median earnings of $50,389βa solid figure that suggests steady career progression after an associate's degree. The estimated first-year earnings of around $36,600, based on national peer programs, aren't spectacular but they're typical for business associate's degrees across the country. What matters more here is the trajectory: that nearly $14,000 jump by year four indicates this credential can open doors to promotions or better positions as graduates gain experience.
The estimated $11,000 in debt, derived from comparable community college programs, creates a manageable 0.30 debt-to-earnings ratioβwell below thresholds that typically cause financial strain. For context, California's business associate's programs show median debt of just $8,457, suggesting Cerritos students might be borrowing somewhat more than peers at other state community colleges, though the figures remain workable. With 35% of students receiving Pell grants, this program serves many families for whom keeping costs low matters enormously.
The challenge with these estimates is you can't know whether Cerritos specifically produces the stronger outcomes seen at schools like DeVry ($43,716 first-year) or something closer to the state median. What the data does suggest: a business associate's degree in California generally pays for itself quickly, and the four-year earnings figure indicates real earning potential develops over time. If your student plans to work while finishing a bachelor's degree or wants credentials that lead directly to employment, this pathway makes financial sense.
Where Cerritos College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Cerritos College | β | $50,389 | β |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Victor Valley College | $26,272 | $36,492 | +39% |
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,364 | $36,591* | $50,389 | $11,000* | β | |
| $17,488 | $43,716* | β | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | β | $36,591* | β | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Cerritos College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.