Median Earnings (1yr)
$25,727
33rd percentile (40th in CA)
Median Debt
$5,900
43% below national median
Debt-to-Earnings
0.23
Manageable
Sample Size
116
Adequate data

Analysis

CET-Watsonville's medical administrative certificate leaves graduates earning less than state and national peers, with virtually no earnings growth over four years. At around $25,700 annually, these graduates make about $1,100 less than California's median for this program and $2,000 below the national benchmark. More concerning: earnings actually decline slightly between years one and four, while programs at schools like Santa Barbara City College and North-West College launch graduates into $40,000+ salaries.

The silver lining is extremely manageable debt—just $5,900, which ranks this program in the 95th percentile nationally for low borrowing. With a debt-to-earnings ratio of 0.23, graduates could theoretically pay off their loans in under three months of gross earnings. This matters in a field where many programs saddle students with $10,000+ in debt for similar or only marginally better outcomes.

For families prioritizing minimal financial risk, this program delivers on affordability. But the earnings ceiling appears stubbornly low, and the lack of salary progression suggests limited career advancement opportunities. If your child can access one of California's stronger programs in this field—particularly those community colleges posting median earnings above $40,000—the modest additional debt might be worth the significantly higher earning potential. This certificate keeps debt down but may also keep career prospects limited.

Where CET-Watsonville Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

CET-WatsonvilleOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How CET-Watsonville graduates compare to all programs nationally

CET-Watsonville graduates earn $26k, placing them in the 33th percentile of all health and medical administrative services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Health and Medical Administrative Services certificate's programs at peer institutions in California (155 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
CET-Watsonville$25,727$25,422$5,9000.23
Santa Barbara City College$47,046—$18,7280.40
North-West College-Van Nuys$40,938$26,924$9,5000.23
Unitek College$34,441—$9,5000.28
American Career College-Anaheim$32,682$32,524$9,5000.29
American Career College-Los Angeles$32,682$32,524$9,5000.29
National Median$27,783—$10,3720.37

Other Health and Medical Administrative Services Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Barbara City College
Santa Barbara
$1,234$47,046$18,728
North-West College-Van Nuys
Van Nuys
—$40,938$9,500
Unitek College
Fremont
—$34,441$9,500
American Career College-Anaheim
Anaheim
—$32,682$9,500
American Career College-Los Angeles
Los Angeles
—$32,682$9,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At CET-Watsonville, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 116 graduates with reported earnings and 78 graduates with debt data. Small samples may not be representative.