Analysis
Physics programs in California show significant variation in outcomes, with top earners at Cal Poly Pomona and UCLA producing graduates earning well into the $60,000s. Based on comparable programs statewide, Chapman's physics bachelor's would place graduates around $50,000 in their first year—right at the state median but notably below the leaders. The estimated debt of $23,000 sits above California's typical $16,800 for physics programs, though it remains manageable relative to earnings with a 0.46 debt-to-earnings ratio.
The practical challenge here is understanding what drives the gap between Chapman's estimated outcomes and the state's top performers. Is it curriculum differences, regional job market access, or graduate school placement rates? Physics bachelor's degrees often serve as stepping stones to graduate programs or specialized positions that take time to materialize, which makes that first-year earnings snapshot only part of the picture. The debt load isn't alarming, but paying a premium over peer programs requires confidence in factors beyond what these estimates reveal.
If your student is committed to physics and Chapman specifically, recognize you're making this decision with limited visibility into actual graduate outcomes. The state benchmark suggests reasonable prospects, but you'd want to dig into Chapman's specific physics department—internship connections, research opportunities, graduate school placement—to justify choosing it over state schools with stronger reported earnings and lower debt burdens.
Where Chapman University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $62,784 | $50,219* | — | $23,120* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Chapman University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.