Analysis
Charleston Southern's mathematics program carries an estimated $21,750 in debt—close to both state and national norms—while comparable bachelor's programs nationally suggest first-year earnings around $48,772. That debt-to-earnings ratio of 0.45 is manageable by conventional standards, meaning graduates would owe less than half their first year's salary. The math roughly works: even on a standard repayment plan, monthly loan payments would consume a reasonable chunk of early-career income without becoming crushing.
What complicates the picture is that these figures come entirely from peer programs rather than Charleston Southern's own outcomes. The school's 35% Pell grant population and 1056 average SAT suggest a different student profile than flagship universities like USC or Clemson, where reported math graduate earnings hover in the same $47,500-$50,000 range. Whether Charleston Southern's graduates match those outcomes depends heavily on factors the data can't capture: internship networks, alumni connections in Charleston's job market, and how well students leverage their degree into teaching, analytics, or tech roles.
The borrowing level itself isn't alarming—it's typical for South Carolina math programs. The question is whether this particular school's graduates achieve the earnings that would make that debt reasonable. Without actual outcome data, you're relying on faith that Charleston Southern performs similarly to the national median. That's not unreasonable, but it's also not guaranteed. If the career services office can show where recent math graduates landed jobs and at what salaries, that would tell you far more than these estimates can.
Where Charleston Southern University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Carolina
Mathematics bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,030 | $48,772* | — | $21,750* | — | |
| $12,688 | $49,949* | $69,584 | $22,700* | 0.45 | |
| $15,554 | $47,529* | $71,461 | $22,500* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Charleston Southern University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.