Liberal Arts and Sciences, General Studies and Humanities at Charter Oak State College
Bachelor's Degree
Analysis
Charter Oak State College's liberal arts program delivers earnings that decisively beat the national average—graduates earn $44,615 in their first year, placing them in the 87th percentile nationally for this degree. That's roughly $8,000 more than the typical liberal arts graduate nationwide. Within Connecticut, however, the picture changes: these earnings sit near the state median, in the 60th percentile. Connecticut's liberal arts programs generally produce stronger outcomes than the national average, and Charter Oak is holding its own rather than leading the pack.
The $25,000 median debt sits comfortably below the debt-to-earnings ratio threshold that makes repayment difficult—you'd need to earn less than $45,000 for that debt level to become burdensome, and graduates here clear that mark immediately. Earnings also grow steadily, reaching nearly $51,000 by year four. For a program serving a significant population of Pell recipients (38%), these outcomes represent solid economic mobility.
The reality for parents: this is a competent, affordable option that performs well nationally but doesn't stand out among Connecticut's stronger-than-average liberal arts programs. If your student needs flexibility (Charter Oak specializes in adult learners and transfer students) and wants to keep debt manageable, this delivers reliable middle-class earnings. Just don't expect the premium outcomes that Yale commands or assume Connecticut location alone guarantees exceptional returns.
Where Charter Oak State College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Charter Oak State College graduates compare to all programs nationally
Charter Oak State College graduates earn $45k, placing them in the 87th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Connecticut
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Connecticut (22 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Charter Oak State College | $44,615 | $50,683 | $25,000 | 0.56 |
| Yale University | $61,133 | — | $15,750 | 0.26 |
| University of Connecticut-Avery Point | $44,240 | $47,843 | $22,000 | 0.50 |
| University of Connecticut | $44,240 | $47,843 | $22,000 | 0.50 |
| University of Connecticut-Waterbury Campus | $44,240 | $47,843 | $22,000 | 0.50 |
| University of Connecticut-Stamford | $44,240 | $47,843 | $22,000 | 0.50 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Connecticut
Compare tuition, earnings, and debt across Connecticut schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Yale University New Haven | $64,700 | $61,133 | $15,750 |
| University of Connecticut-Avery Point Groton | $17,462 | $44,240 | $22,000 |
| University of Connecticut Storrs | $20,366 | $44,240 | $22,000 |
| University of Connecticut-Waterbury Campus Waterbury | $17,462 | $44,240 | $22,000 |
| University of Connecticut-Stamford Stamford | $17,472 | $44,240 | $22,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Charter Oak State College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 153 graduates with reported earnings and 181 graduates with debt data. Small samples may not be representative.