Analysis
A debt-to-earnings ratio of 0.62 looks reasonable on paper, but the underlying numbers tell a tougher story. Based on comparable security science programs nationally, graduates might expect around $39,250 in first-year earnings while carrying roughly $24,300 in debt. That's a manageable burden mathematically—the debt equals about seven months of gross pay—but it assumes your child can secure employment in this competitive field immediately after graduation.
The concern here is income trajectory. Peer programs across the country cluster tightly around this $39,000 starting point, with even top performers reaching only $44,000. Security science isn't a field with explosive early-career growth, and Charter Oak's online model may not provide the same networking or internship opportunities that help graduates at traditional programs like University of New Haven (which reports $41,000 for Connecticut grads) break into competitive positions. For a family where 38% of students qualify for Pell grants, these modest starting salaries matter significantly.
If your child already works in security or a related government field and needs this credential for advancement, the flexible format could make sense. But as a standalone investment for a recent high school graduate? The estimated earnings suggest this degree functions more as a qualification-checker than a salary-booster, and you'll want to understand exactly what doors it opens before committing.
Where Charter Oak State College Stands
Earnings vs. debt across all security science and technology bachelors's programs nationally
Compare to Similar Programs in Connecticut
Security Science and Technology bachelors's programs at peer institutions in Connecticut (2 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,506 | $39,252* | — | $24,324* | — | |
| $45,730 | $40,889* | $54,115 | $27,000* | 0.66 | |
| National Median | — | $39,252* | — | $25,000* | 0.64 |
Career Paths
Occupations commonly associated with security science and technology graduates
Information Security Analysts
Geographers
Financial Examiners
Geography Teachers, Postsecondary
Criminal Justice and Law Enforcement Teachers, Postsecondary
Accountants and Auditors
Cartographers and Photogrammetrists
Detectives and Criminal Investigators
Police Identification and Records Officers
Intelligence Analysts
Police and Sheriff's Patrol Officers
Customs and Border Protection Officers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Charter Oak State College, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 41 similar programs. Actual outcomes may vary.